Connecticut Higher Education Trust (CHET) Connecticut State Treasurer

Multi-Fund Investment Options

Want investment options with more choices when it comes to diversity and risk? If so, Multi-Fund investments are worth a closer look.

Some investors want added control over their Investment’s diversification and investment strategy. If you’re one of those people, the Multi-Fund Investment Options available through the Connecticut Higher Education Trust (CHET) might be the investment type for you.

With the MultiFund investments, you can select from a range of investment types suitable for a variety of risk profiles and asset allocation blends. Choices may include options such as international investments, which are investments made entirely outside the US and balanced funds, which try to provide a mix of both safety and modest returns.

Most investment options or options also include index and actively managed choices. Index funds are designed to track a benchmark index. Active management, by contrast, is managed by a person using research, forecasts, and their own experience to make investment decisions.

No matter which option(s) you choose, it’s important to note that once you’ve selected an investment, the funds will remain there until you select another.

Changing Your Investments

Once you invest in a particular investment option, you can transfer contributions and any earnings to another investment option up to twice per calendar year or upon a transfer of funds to a CHET account for a different beneficiary.

Periodically Review Your Investments

It’s a good idea to periodically re-evaluate your investment strategy as your goals, investment horizon, and personal situation change — for example, annually at tax time, on a yearly basis if your income changes, or upon the birth of another child.


How Multi-Fund Investments Work

These investment options seek to provide options for people who prefer to select an investment Investment for its asset allocation. Each multi-fund investment Investment has a different investment objective and investment strategy.

The allocations to the underlying mutual funds in the multi-fund investment options do not change automatically as the beneficiary ages as they do in the age-based Investments. Investments will remain in the multi-fund investment options until the account owner instructs the Plan to move them to another investment Investment. The Board may change the asset allocations and underlying mutual funds for these investment options (as well as for the other investment options) at any time.

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Multi-Fund Investment Options
Multi-Fund Investment Investments
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GLOBAL EQUITY
INDEX OPTION

(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly through capital appreciation.

Investment Strategy. This Investment Option invests its assets in index mutual funds that primarily invest in equity securities of U.S. companies and foreign issuers.

  43.00%Domestic Equities
  44.00%International Equities
  13.00%Emerging Markets Equities
+ X

ACTIVE GLOBAL
EQUITY OPTION

(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return mainly through capital appreciation and, to a lesser extent, current income.

Investment Strategy. This Investment Option invests its assets in actively-managed mutual funds that primarily invest in equity securities.

  50.00%Domestic Equities
  50.00%International Equities
+ X

HIGH EQUITY
BALANCED OPTION

(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return through both capital appreciation and current income.

Investment Strategy. This Investment Option invests its assets in mutual funds that primarily invest in equity or debt securities.

  80.00%Equities
  16.00%Bonds
    4.00%Inflation-Linked Bonds
+ X

ACTIVE FIXED-INCOME
OPTION

(Risk Level — Moderate)

Investment Objective. This Investment Option seeks to provide favorable long-term total return.

Investment Strategy. This Investment Option invests its assets in actively-managed mutual funds that invest in a wide range of fixed-income securities.

  80.00%Bonds
  20.00%Inflation-Linked Bonds
+ X

Multi-Fund Investment Investments


Multi-Fund Investment Investments
Investment NAME ALLOCATION Investment OBJECTIVE
GLOBAL EQUITY
INDEX OPTION
(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly through capital appreciation.

Investment Strategy. This Investment Option invests its assets in index mutual funds that primarily invest in equity securities of U.S. companies and foreign issuers.

  43.00%Domestic Equities
  44.00%International Equities
  13.00%Emerging Markets Equities
Read More X

View Underlying Mutual Funds

ACTIVE GLOBAL
EQUITY OPTION
(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return mainly through capital appreciation and, to a lesser extent, current income.

Investment Strategy. This Investment Option invests its assets in actively-managed mutual funds that primarily invest in equity securities.

  50.00%Domestic Equities
  50.00%International Equities
Read More X

View Underlying Mutual Funds

HIGH EQUITY
BALANCED
OPTION
(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return through both capital appreciation and current income.   

Investment Strategy. This Investment Option invests its assets in mutual funds that primarily invest in equity or debt securities.

  80.00%Equities
  16.00%Bonds
    4.00%Inflation-Linked Bonds
Read More X

View Underlying Mutual Funds

ACTIVE
FIXED-INCOME
OPTION
(Risk Level — Moderate)

Investment Objective. This Investment Option seeks to provide favorable long-term total return.

Investment Strategy. This Investment Option invests its assets in actively-managed mutual funds that invest in a wide range of fixed-income securities.

  80.00%Bonds
  20.00%Inflation-Linked Bonds
Read More X

View Underlying Mutual Funds

[ ACTIVE CONTENT HERE ]