Connecticut Higher Education Trust (CHET) Connecticut State Treasurer

Employers & Organizations

Join the 500+ companies participating in CHET 529 at Work

When you offer CHET at work, everybody benefits

CHET is an added benefit your employees want and need – and costs you nothing to provide. CHET offers your employees a smart way to set aside money for college costs for their children or other loved ones. Families understand the lifetime benefits of higher education. With the rising costs of tuition and other college expenses, helping your employees save for this future investment is a wonderful benefit to offer.

How to get started

Administering CHET in your workplace is free and easy – get started by learning more below or download the Employer Payroll Guide or the State of Connecticut Employer Payroll Guide (state employees).


A New Employee Benefit at No Cost to You

You want more ways to differentiate and enhance your employee benefits package. With automatic payroll direct deposit, your employees get a hassle-free opportunity to save for their children’s higher education costs with low, budget-friendly minimums that make saving easy. And the best part? It costs you nothing and creates no additional administrative burdens. In fact, we’ll do all the work.

Check out the step by step payroll guides and free digital tools to help introduce CHET to your employees.


Call Us: 1-888-799-2438

Monday to Friday
8:00 AM to 8:00 PM ET

Rey Longoria

Rey Longoria
Hablamos Español
CHET College Savings Consultant

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You’re probably familiar with 401(k) or 403(b) plans for retirement. CHET is similar, but it’s used to save for higher education. With tax advantages for Connecticut residents, an easy-to-use digital interface and a range of investment options, CHET makes saving affordable and accessible. (*Limitations apply.)


College Savings is an issue families care passionately about. Make CHET a critical addition to your Financial Wellness program.


College Savings – A critical addition to your Financial Wellness program

A Passionate Concern of Your Employees

It’s an understatement to say that college savings is an important financial goal for families with children. “We see it firsthand every time we host a workshop for employees,” said Rey Longoria, Tuition Financing Consultant with TIAA-CREF Tuition Financing, Inc. “We are talking about an issue that is top of mind for parents, grandparents, aunts, uncles etc. Seeing the next generation succeed is very near and dear to the heart.”

Families understand the importance of higher education to the future of their children. College grads earn an average of 63%1 more over the course of their lifetimes, they are half as likely to be unemployed, and for many families it is the gateway to the American Dream.

A Growing Problem

College is becoming less affordable, tuition is increasing faster than the consumer price index and outpacing available student aid. For example, a child born today can expect to pay $280,908 for 4 years of study at a public institution and an astounding $562,592 for a private college.1 Connecticut's college graduates in 2017 had the sixth-highest average student loan debt in the U.S., according to a new report. The report by student lending marketplace LendEDU says the average debt per borrower in Connecticut was $31,643, a 35.6 percent increase vs. $23,326 in 2016.2

1Strategic Insight 2018 529 Plan Industry Analysis, 8/15/18

Didn’t find what you’re looking for or would like to be contacted by a College Savings Consultant about CHET at Work?


“Help us build an educated workforce for Connecticut’s future!”

Shawn T. Wooden
Connecticut State Treasurer
Trustee, Connecticut Higher Education Trust (CHET)